Home equity loans can help you over all kinds of financial hurdles. Here are just some of the ways we can help:
If you think that a home equity loan is a good option based on your specific circumstances, you will need to get through the application and approval process. Accessing a home equity loan is similar in many ways to applying for a mortgage or other type of loan, but there are some differences of which you should be aware. These include the following:
Throughout the application process, it is a good idea to partner with a trusted financial or loan advisor. Speaking with a professional and receiving informed advice ensures that the process goes as smoothly as possible for you and your family.
This also gives you the opportunity to put your financial needs and options into perspective and prepare yourself for the home equity loan application process. Take advantage of the time you spend with a loan advisor and ask any and all of the questions you have. It may also be helpful to do some research on your own so that you’re as informed as possible going in.
Your bank account balance doesn’t define your worth. If you’ve built up equity in your home, you can perk up your finances today with a home equity loan. Since you’re borrowing on property you already own, you’ll get much lower rates than you would with a credit card, and our mortgage experts will fight to make sure you get the best deals on the market.
Home equity loans are a lot more than a source of cash with a great rate. We’ll help you pick out the best loan for you, whether that’s a home equity line of credit (HELOC), a second mortgage, or any other product we offer. We’ll do the shopping around for you! With a network of more than 250 top Canadian lending firms, we’ve got a whole portfolio of options to choose from.
Don’t need a lump sum right away? Choose a home equity line of credit and pull out cash whenever you want it.
Looking to cut down debt but struggling with credit issues? A second mortgage can be a perfect tool for consolidating your debts into one simple monthly payment while keeping your existing low-rate first mortgage intact, and avoiding expensive pre-payment penalties with your bank.
Finding the best home equity loan takes a lot of skill and isn’t as simple as some would like to imply — which is why we are here to help. We are experts in the field and have closed thousands of mortgages.
We’ll cut through the noise and eliminate the guesswork for you, while providing valuable advice on how to get back on track. We give you an immediate strategy and a long-term game plan while remaining by your side throughout every step of the process.
We’ll make sure you’re getting the lowest rates available.We’ll help navigate the paperwork.We’ll educate you about mortgages so you know your options.We’ll make sure you’re safe from predatory lending.
Taking out a home equity loan isn’t something to do lightly, but the process itself shouldn’t stress you out. We’re here to work with you and provide an affordable borrowing solution.