Home Mortgage

The terms and conditions offered for your home mortgage will vary depending on the lender you choose. With so many options available, you need the expertise of CMI accredited mortgage brokers to help you obtain the best mortgage for your budget and lifestyle.

We can assist you in any of the following situations:

• Buying your first home
• Purchasing a second home or vacation property
• Buying a duplex or other rental property
• Home refinancing
• Second mortgages or a Home Equity Line of Credit
• Custom building a new home

Mortgage Brokers Can Negotiate the Best Terms for You

For many people, the process of negotiating for favourable mortgage terms is intimidating and stressful. As certified mortgage brokers, we can manage the entire process for you. In fact, you don’t even need to leave your home! Use our online form and we’ll get back to you within 24 hours to discuss your mortgage needs.

Because we do not work directly for a lender, we have the ability to search out the best deals for you. Our independence also means that we can provide objective advice about the home buying process.

By working with us, you have access to a network of hundreds of lenders – both public and private – who want your business. With our skill as negotiators and knowledge of each lender, we can find the lender best suited to your financial needs.

In short, you can trust us to get the best terms for your mortgage. With our lending partners, we offer you over 30 years of real estate experience, over $50 billion in available capital, and over 2,000 mortgage options.

We Help Borrowers with Financial Challenges

If you fall outside the parameters of a “traditional” borrower, you may have found it difficult to secure a mortgage in the past. Maybe you have had credit problems, lack a credit history, or own your own business. No matter what your situation, we can help. We offer:

• High-ratio mortgages
• Loans and mortgages for individuals with poor credit, including past or current bankruptcies
• Self-employed mortgages
• Long amortizations, up to 35 years
• Access to private lenders for higher risk borrowers

We also offer a variety of home equity products to provide you with capital when you need it. Ask us about our home equity loans and lines of credit.

Get a Free Consultation Today

Start right with your home mortgage. Use our online form or call us to schedule a free consultation with a certified CMI mortgage broker. We’ll get in touch and discuss all of the details, including your monthly budget, so you can rest assured that we understand and will respond to your unique needs.