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Vacation Home Mortgage Loans

Whether you are looking for a weekend getaway property for skiing, water sports or just a property outside the city’s confines to escape the hectic city life, CMI has the products available to help you make this dream a reality.

Due to financing restrictions on these types of mortgages in the past, it has been almost impossible to qualify for mortgages on a vacation or recreational property.

Seasonal, rural, and unusual properties are often difficult to finance. Many times, what works well as a vacation spot for the family may not conform precisely to your bank’s idea of “real estate security”. Our insight into this niche market is demonstrated by our network of lenders that offer financing for properties which are: located on an island, without direct road access and for those that lack running water, plumbing and/or septic tanks.

Fully winterized properties may also qualify under our Second Home programs.

Programs Offered:

  • Financing available at top rates up to 95% for fully winterized cottages
  • Construction financing available for cottages & second home financing up to 95% for qualified projects
  • CMI can provide up to 95% financing for mobile and module homes on owned land, with strong credit and verifiable income.
  • Our renovation loans can help with immediate property improvements required at the time of or before moving into the property.

Whatever the particular classification of your vacation home, CMI is here to help. As a fully licensed member of CAAMP (formerly CIMBL) you can be certain that you are dealing with fully insured as well as accredited professionals that have a strong belief in both privacy as well as ethics.

Apply today for your free consultation and within 24 hours you will be well on your way to the vacation home of your dreams.

Contact us today and ask one of our mortgage representatives about our vacation home mortgage loans.