Protect your savings with our expert portfolio guidance.
CMI puts your money to work for you.
Once you’ve built up some savings, it’s natural to start thinking about how to protect and grow your nest egg. Putting some of your savings into investments can achieve both these things, and can also provide these additional benefits:
Protect your money from variable currency values.
Leverage interest to grow your savings steadily.
Put money aside to withdraw tax-free at a later date.
A segregated fund offers the potential of protection from creditors. If you ever suffer a bankruptcy or other action by creditors, laws may protect your segregated fund policy from being seized.
Here’s what else you need to know about a segregated fund:
Rates of return from conservative cash investments can be very similar to those offered by banks. They can also be to moderate or even aggressive, and returns can reach 8% or more.
Interest is earned on a daily basis – investments are open with deferred sales charges applicable only on the amounts with drawn, and during the first seven years of the fund, although, each year, starting one year from when the investment was initiated, clients can withdraw up to 10% of the fund without any penalty, with lower penalties in the following years. Call us or submit the web form on this page for more detailed information.
It’s possible to capture the value of fund performance with a death benefit guarantee and an enhanced maturity guarantee of up to 100%.
Rebalancing of funds occurs every three, six, or 12 months.
Lump sum deposits and periodic Pre-Authorized Contributions (PACs) can be applied toward funds.
RRSPs, non-registered policies, and TFSAs are available.
Considering a segregated fund? Get in touch with our investment experts, & we’ll answer your questions in clear, simple terms.
Creditor protection may depend on court decisions concerning such laws, which can be subject to change and can vary for each province. This protection cannot be guaranteed. If you think a segregated fund might be an option for you, give us a call or submit the secure web form on this page. We’ll get back to you with clear guidance on whether a segregated fund could be right for you.
Investments can be powerful tools; but they can also be dangerous when used without expert guidance. That’s why CMI offers a team of investment experts to guide you through the process of choosing and fine-tuning your investments. Give us a call, or submit the secure web form on this page, and we’ll show you how to make your money work for you. After just one FREE consultation, we’re confident you’ll see the CMI difference.
Call (888) 465-1432 to talk with a CMI investment expert for FREE.