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                      We may be a financial services company, but our primary business is serving people.

                      With honesty, transparency and profound respect.

                      We understand that borrowers can come to us out of sheer necessity. That doesn’t mean they should receive anything less than exceptional service.
                      We specialize in delivering creative, flexible solutions for your client’s unique circumstances, resolving their challenges while enhancing their financial well-being.

                      Every deal includes an “exit strategy” designed to ensure their future financial success.

                      Casey and Jessie’s story

                      How one couple got to stay in their home even though the pandemic stole their income

                      Casey and Jessie are proud homeowners. They worked hard to save up for their semi-detached house in Toronto and have been caring for it since the day they moved in. When COVID-19 hit, they both lost their jobs. Although the Canada Emergency Response Benefit (CERB) filled in some gaps, it didn’t fully take care of their mortgage payments.

                      Property description LTV Exit strategy
                      Semi-detached owner-occupied home 75% Refinance with a traditional lender once back at work.
                      Value
                      $975,000
                      Mortgage Solution Terms
                      $731,250 Paid out the mortgage and other debts and prepaid for the term of the mortgage. 12 months. Closed. Open for repayment on three months’ prepayment. 12 months prepaid

                      Diane’s story

                      How a mother and her four kids kept their home

                      It was the end of a long day and Diane and her four kids had just pulled into their driveway in St. Thomas, Ont. She was thinking about what she would make for dinner and reminded her oldest daughter that she had soccer practice in 30 minutes when she saw that a notice had been taped to the front door of their house. Squinting, she could make out the word FORECLOSURE. With the baby in her arms and the other kids crowding around her, she lifted the paper off the door and read that the locks would be changed in one week.

                      Diane immediately understood that her ex-husband had stopped making mortgage payments as ordered by the courts. They had been through a long and contentious divorce. He decided that if he couldn’t live in the house, she and the kids wouldn’t either.

                      Property description LTV Exit strategy
                      Semi-detached owner-occupied home 73% Refinance with a traditional lender at maturity once Diane’s ex-husband’s obligations related to the mortgage non-payment have been settled through the courts.
                      Value
                      $720,000
                      Mortgage Solution Terms
                      $570,000 A first mortgage that settled the arrears 12 months closed; open for repayment on three months’ prepayment

                      I would like to take this opportunity to say THANK YOU. I do appreciate all your hard work on my rush closing application. It was a pleasure to work with such a professional team like yours. Thanks again.

                      Anabel Sharouyan
                      Affinity Mortgage

                      Submitting your mortgage deals

                      Not sure how you can submit your mortgage deals to us? We’ve provided detailed information that outlines how you can submit deals to us via Lendesk, Velocity and Filogix.

                      Contact Us

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