888-465-1432 (for free consultation)

CMI Can Find a Mortgage Solution that is Right for You

Canadian Mortgages Inc. is an independent brokerage firm, and with over 30 years of experience under our belts, we can get a mortgage solution to suit the needs of any client, regardless of:

  • Your financial history or credit score
  • If you want to take out a second mortgage
  • Whether you are self-employed or without documented income
  • If you are a first-time buyer
  • If you are looking to finance a second home or multiple properties

Our professional mortgage agents are accredited, certified, and have been trained specifically to work with our network of over 250 lenders to find suitable financing options for our clients, based on factors such as budget, income, expenses, goals, and the type of home or property. We have extensive experience with home financing and over 2,000 products to choose from, and our brokers are guaranteed to get a mortgage that is right for you.

Finding the Right Home Financing Despite Your Financial Circumstances

Trying to finance the purchase of a new home can be exceedingly difficult through traditional channels, especially if you are experiencing financial troubles, or are in a situation where you:

  • Have declared bankruptcy
  • Do not have a high credit score
  • Are self-employed
  • Are in debt to other creditors
  • Have experienced a temporary reduction in income or loss of employment

Some of our lenders specialize in financing high-risk borrowers, clients who have been declined by the banks, and those who do not have documented income. Even without a significant down payment, our brokers can find you financing worth up to 80% of the value of your home in the form of:

Just as importantly, our brokers are trained in the areas of accounting and personal finances, and can get a mortgage product that works with your circumstances. They can even show you how to consolidate and reorganize your debt, and help you create a repayment strategy to get on top of your loans and improve your credit score.

Financing for First-Time Buyers and Multiple Properties

First-time homebuyers and multiple property owners alike are liable to have difficulty finding suitable loan products, because in the eyes of traditional lenders, both are high-risk in terms of possible loan defaults. While most first-time buyers do not have a long enough credit history, multiple property owners could be juggling many mortgages at once.

But with CMI and our many private, corporate, and non-traditional lenders, we can find financing for your first, second, or vacation home, or even a series of rental units. Our lenders offer non-conventional mortgage solutions for first-time buyers such as private loans and co-signed mortgages. And while traditional lenders look for a down payment of at least 25% for a second home mortgage, our brokers can find suitable financing worth over 80% of the value of your second or vacation property.

So no matter what your financial situation or history, schedule your free consultation with a CMI mortgage professional, and we will get a mortgage product to suit your budget, whether you are buying your first home, a vacation getaway, or looking for a home equity product to get your finances in order.

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